Zip offers a convenient way to shop at over 1,800 New Zealand businesses with the flexibility of paying over 6 weeks, interest-free. By creating a Zip account, users can make purchases online or in-store and manage their payments easily through the Zip app. With the option to pay only 25% upfront and the rest over 3 fortnightly interest-free payments, users can enjoy shopping without worrying about fees or interest charges if payments are made on time.

Signing up for a Zip account is quick and easy, allowing users to access exclusive offers, discounts, and browse through a wide range of retailers and stores in the Store Directory. The app provides a location-based map to find nearby shops, and users can favorite stores for quick access. With secure features like a single login, passcode management, and access to help resources, Zip ensures a safe and convenient shopping experience for its users.

Zip offers full flexibility and control over payments, allowing users to manage their finances efficiently. Users can choose their preferred payment day, control the amount paid upfront, and even combine their Zip balance with personal funds for larger transactions. By using Zip, users can unlock more payment options such as Giftcards and Zip e-Giftcards, providing additional flexibility in managing payments and finances. The app also allows users to track their spending, view upcoming payments, and access historical purchase information for better account management.