Starling Bank is a digital bank that offers personal, business, and joint accounts with a range of features that make managing money easy and convenient. With no overseas fees, customers can use their card abroad and withdraw cash from ATMs without incurring any charges. The bank also offers better budgeting tools, including instant payment notifications, Spending Insights, and Bills Manager, which helps customers set aside money for bills. Customers can also save effortlessly with virtual change jars called Saving Spaces, which sit within their bank account and keep money separate from their main balance.
In addition to personal accounts, Starling Bank offers business banking with no monthly fees, mobile and web banking access, and 24/7 support. Business customers can deposit cash at the Post Office, deposit cheques in-app, automate expenses, and keep track of invoices with instant payment notifications and smart analytics. Starling Bank has been voted Best Business Banking Provider in 2023.
Starling Bank also offers a joint account that simplifies shared spending for households or couples. Customers can get instant payment notifications, track their spending with Insights, save up together, and make important payments from one account. Opening a joint account takes only seconds.
Starling Bank is registered in England and Wales and is authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. With 24/7 in-app support from real humans in the UK, customers can rest assured that their money is safe and secure.
Starling Kite is a debit card and app for kids that is built seamlessly into a personal or joint Starling account for better visibility and control. Kids have their own version of the app, and parents can manage their children's spending and monitor their transactions.