The updated Principal® app is designed to empower users to effectively manage their retirement savings and gain valuable insights into achieving their financial objectives. This mobile application provides a seamless and user-friendly experience, enabling individuals to stay informed and take control of their financial future. The app offers a comprehensive suite of features that cater to various aspects of retirement planning and financial management, ensuring that users have the tools and resources necessary to make informed decisions. One of the key functionalities of the Principal® app is its ability to facilitate simple transactions and quick check-ins. Users can effortlessly view their account balances, providing them with an up-to-date snapshot of their retirement savings. The app also allows for the seamless rollover of funds, enabling individuals to consolidate their retirement accounts and simplify their financial management. Furthermore, users can easily change their contributions, adjusting the amount they save regularly to align with their financial goals and changing circumstances. The app also provides the flexibility to adjust investments, allowing users to tailor their portfolios to their risk tolerance and investment preferences. These features empower users to actively manage their retirement savings and make adjustments as needed, ensuring they stay on track toward their financial goals. In addition to these core functionalities, the Principal® app offers a wealth of financial education resources designed to build users' confidence and knowledge. The app provides access to articles, videos, and interactive tools that cover a wide range of financial topics, including budgeting, saving, and debt payoff. These resources are designed to empower users to make informed decisions about their finances and develop sound financial habits. The app also features personalized tools, such as the Retirement Wellness Score, which provides users with a clear understanding of how they are tracking toward their retirement goals. This score takes into account various factors, such as current savings, investment allocation, and retirement age, to provide a comprehensive assessment of retirement readiness. By providing users with this information, the app helps them identify areas where they may need to make adjustments to their savings or investment strategies to improve their chances of achieving a comfortable retirement. The Principal® app also provides users with easy access to their insurance information, ensuring they have all the details they need at their fingertips. This feature allows users to quickly review their coverage, understand their benefits, and make informed decisions about their insurance needs. The availability of information and functionality may vary depending on the user's plan type(s), ensuring that the app provides a tailored experience that is relevant to their specific situation. For changes not available on the app, users are directed to visit principal.com, providing a seamless transition between the mobile app and the website. The Principal® app is designed to be a valuable resource for individuals seeking to manage their retirement savings, gain financial insights, and achieve their financial goals. By providing a comprehensive suite of features, educational resources, and personalized tools, the app empowers users to take control of their financial future and make informed decisions.

The Principal® app serves as a comprehensive platform for users to proactively engage with their retirement savings and cultivate a deeper understanding of their financial landscape. This application is meticulously designed to offer a streamlined and intuitive experience, enabling users to remain well-informed and exercise greater control over their financial trajectory. It encompasses a wide array of functionalities that address diverse facets of retirement planning and financial management, ensuring that users are equipped with the requisite tools and resources to make well-informed choices. At the heart of the Principal® app's capabilities lies its capacity to facilitate straightforward transactions and rapid check-ins. Users can effortlessly monitor their account balances, gaining real-time insights into the status of their retirement savings. This feature is instrumental in fostering a sense of awareness and accountability, as users can readily track their progress toward their financial objectives. Furthermore, the app simplifies the process of rolling over funds, enabling users to consolidate their retirement accounts and streamline their financial management practices. This functionality is particularly beneficial for individuals who have accumulated retirement savings across multiple accounts, as it allows them to centralize their assets and simplify their investment strategies. In addition to these core features, the Principal® app empowers users to customize their contributions, enabling them to adjust their savings amounts to align with their evolving financial circumstances and aspirations. This flexibility is crucial, as it allows users to adapt their savings plans to accommodate life's inevitable changes, such as salary increases, unexpected expenses, or shifts in financial priorities. The app also provides users with the ability to fine-tune their investment portfolios, enabling them to tailor their asset allocations to their risk tolerance and investment preferences. This feature is particularly valuable for individuals who seek to actively manage their investments and optimize their returns. By providing users with the tools to adjust their asset allocations, the Principal® app empowers them to take ownership of their financial destinies. Moreover, the Principal® app recognizes the importance of financial literacy and provides users with access to a wealth of educational resources. These resources are designed to enhance users' understanding of key financial concepts, such as budgeting, saving, and debt management. By equipping users with this knowledge, the app empowers them to make more informed decisions about their finances and develop sound financial habits. The app also incorporates personalized tools, such as the Retirement Wellness Score, which provides users with a comprehensive assessment of their retirement readiness. This score takes into account various factors, such as current savings, investment allocation, and retirement age, to provide users with a clear understanding of how they are tracking toward their retirement goals. By providing users with this personalized feedback, the app motivates them to take proactive steps to improve their retirement prospects.

Beyond its transactional and educational features, the Principal® app is committed to providing users with a holistic view of their financial well-being. This commitment extends to ensuring that users have easy access to their insurance information, enabling them to stay informed about their coverage and benefits. The app serves as a centralized repository for all insurance-related details, eliminating the need for users to sift through paper documents or navigate complex websites. This streamlined access to information empowers users to make informed decisions about their insurance needs and ensure that they have adequate protection against unforeseen events. The availability of specific features and information within the Principal® app may vary depending on the user's plan type(s). This tailored approach ensures that users are presented with the most relevant and useful information for their individual circumstances. The app is designed to adapt to the unique characteristics of each plan, providing users with a personalized experience that is both efficient and effective. In cases where certain changes or transactions are not available directly through the app, users are seamlessly redirected to principal.com. This integration between the mobile app and the website ensures that users have access to the full range of Principal's services, regardless of their preferred platform. The Principal® app is more than just a tool for managing retirement savings; it is a comprehensive financial companion that empowers users to take control of their financial future. By providing a user-friendly interface, a wealth of educational resources, and personalized insights, the app helps users to make informed decisions, stay on track toward their goals, and achieve financial security. The app is continuously updated and improved to meet the evolving needs of its users, ensuring that it remains a valuable resource for years to come. Principal Financial Services is committed to providing its customers with the tools and resources they need to succeed financially. The Principal® app is a testament to this commitment, offering a convenient and powerful way for users to manage their retirement savings, gain financial insights, and achieve their financial goals. By embracing technology and innovation, Principal is empowering its customers to take control of their financial destinies and build a brighter future. The Principal® app is a valuable asset for anyone seeking to manage their retirement savings and achieve their financial goals. Its comprehensive features, user-friendly interface, and personalized insights make it an indispensable tool for anyone looking to take control of their financial future.