Pockit offers a convenient mobile banking alternative through a prepaid contactless Mastercard®, providing users with the benefits of online banking without the need for credit checks. Users can easily top up their accounts using various methods such as cash, bank transfers, or debit cards. Additionally, Pockit allows for sending money through direct debits, Google Pay™, and international payments to over 55 countries. Users can also access cashback rewards and have the opportunity to build their credit score and gain access to credit within just 3 months.

With over 900,000 satisfied users, Pockit offers instant payment options, including receiving card details immediately for digital banking and online shopping, getting paid a day early at no extra cost, and accessing an instant UK account number. The platform also provides key features of a bank alternative app, such as instant spending alerts, balance updates, bill management, PayPal top-ups, and up to £100 cash advance before payday. Users can also benefit from features like credit score building and sending and receiving money abroad with competitive exchange rates while traveling.

Pockit's bank account alternative app allows users to manage up to £10,000 in their accounts, lock their cards if lost, and easily share the online banking experience with friends or family. The platform offers rewards such as better deals on broadband, TV, and mobile services, weekly chances to win £250, and 15% cashback from leading retailers like Sainsbury's, Argos, and Pizza Express. Pockit caters to individuals with low or no credit history, offering a subscription-free service that can be accessed within minutes without a credit score check, providing a more accessible and rewarding form of online banking.