The Westpac mobile app offers a range of features to help users manage their money effectively. Customers can make fast and secure payments and transfers, as well as schedule them for the future. The app also supports Google Pay, allowing users to make payments with their mobile devices. Additionally, customers have access to a digital version of their Westpac card, providing 24/7 convenience. Another useful feature is Cardless Cash, which enables users to withdraw up to $1,000 without their debit card from select ATMs.

The app also provides tools for tracking savings and spending. Users can set savings goals and track their progress, helping them stay on top of their financial targets. The app categorizes transactions, allowing users to compare their spending in areas such as groceries and rent. A cash flow view helps users monitor their monthly income and expenses, aiding in budgeting. Notifications can be set up to alert users when they spend or receive money, and personalized tags can be created to easily identify specific types of spending.

In addition to everyday banking tools like quick balance checks and account transfers, the app offers features specifically designed for business customers. These include the ability to approve payments, manage user access, and pay staff and creditors using payment templates. The app also provides a convenient ATM and branch finder, allowing users to locate their nearest Westpac, St.George, Bank of Melbourne, or BankSA ATM or branch.

Overall, the Westpac mobile app offers a comprehensive suite of features to help users master their money. From making payments and tracking savings to everyday banking tools and rewards, the app provides a convenient and secure way for Westpac Australia customers to manage their finances on the go.