The Bajaj Finserv App is a trusted financial tool used by over 40 million customers across India. It offers a wide range of services, including applying for personal loans, home loans, and gold loans online. Users can shop from a vast selection of products with no-cost EMI, manage investments, purchase insurance, pay utility bills, recharge mobile and DTH services, and transfer money using BHIM UPI. The app also caters to professionals like doctors and chartered accountants with funding options through professional loans, while self-employed individuals can access business loans at competitive rates.

One of the key features of the Bajaj Finserv App is the availability of instant personal loans of up to ₹40 lakh with flexible repayment tenures ranging from 12 to 96 months. The app provides detailed information on the loan amount, interest rates, processing fees, and other charges, allowing users to make informed decisions. Additionally, users can shop at Bajaj Mall with the Bajaj EMI Card, offering a wide range of products on a no-cost EMI basis from popular brands like Samsung, Sony, LG, and Whirlpool.

The app also facilitates online bill payments, mobile recharges, and FASTag recharges, providing convenience and cashback offers for users. Users can apply for the Bajaj EMI Card, manage credit card payments, explore fixed deposits with high returns, invest in mutual funds starting from ₹100, and access various insurance options. With features like EMI calculators, CIBIL score checks, and quick online assistance, the Bajaj Finserv App aims to be a comprehensive financial solution for users' diverse needs.