Oportun is an app that offers a smarter way to achieve your financial goals. It provides tools to help you save, spend, budget, and invest, all in one place. The app takes into account your spending habits, income, expenses, and overall financial situation to guide your money towards your goals. With Oportun, you can save effortlessly, borrow when needed, and make budgeting a breeze. The app also offers a Direct Visa Debit Card and the option to start investing based on your financial details.

One of the key features of Oportun is its ability to help you save effortlessly. The app learns your spending habits and saves small amounts that you won't even feel, but that add up over time. You can set up multiple savings goals and track your progress within the app. Oportun also offers loans designed to help you build credit, even if you don't have a credit history. You can manage your loan alongside other financial tools in the app.

Budgeting is made easier with Oportun. The app calculates smarter amounts to slowly budget into a dedicated Bills account, ensuring you're in a good place when it's time to pay your bills. Whatever is left stays in your Spending account and can be used as you wish. Oportun also offers a Direct Visa Debit Card that only pulls money from your Spending account, so you can stay within your budget. Additionally, the app provides investment options tailored to your financial situation, ensuring that your expenses and budgeting goals are not compromised.

Please note that Oportun is not a bank, but it offers a deposit account through its bank partner Pathward, N.A. It also offers personal loans and credit cards through its partner institutions, subject to credit approval. The app is currently available in English, with Spanish coming soon.