NetBenefits is a secure, all-in-one financial wellness application developed by Fidelity Investments to help users manage their retirement accounts, track investments, access workplace benefits, and plan for long-term financial goals. Designed for both desktop and mobile use, the platform centralizes essential tools for monitoring account performance, managing contributions, reviewing insurance coverage, and accessing personalized financial guidance—all within a streamlined interface tailored to individual needs.

Key Features

• Real-time tracking of 401(k), pension, and IRA balances
• Detailed performance charts with asset allocation breakdowns
• Secure document storage for tax forms and statements
• Mobile check deposit for certain contribution types
• Integrated access to Fidelity’s planning calculators and educational resources

Pros & Cons

• Pros: Highly secure platform, seamless integration with employer-sponsored plans, robust analytical tools, and reliable customer support.
• Cons: Limited functionality for non-Fidelity accounts, occasional delays in transaction updates, and a learning curve for first-time investors unfamiliar with financial terminology.

Functions

• Monitor investment growth and compare historical returns
• Adjust contribution rates and update beneficiary information
• Enroll in workplace benefits such as health savings accounts (HSAs) and stock purchase plans
• Schedule one-on-one consultations with financial representatives
• Receive alerts for important deadlines, market changes, and account activity

How to Use

Click the button "Check All Versions" below to download and install it. Once installed, log in using your Fidelity credentials or register for a new account if you’re a first-time user. After signing in, you can customize your dashboard to highlight preferred metrics, link additional accounts for broader oversight, set savings targets, and enable notifications to stay updated on progress. Regular use helps ensure that your financial strategy stays aligned with changing life goals and market conditions.