NAB's Mobile Banking app offers a range of features to make managing your money easier and more convenient. With this app, you can make fast instant payments or schedule them for the future. You can also save payment receipts, view transaction details, and create a PayID for easy sharing of BSB and account details. The app allows you to save regular payees and billers, find the nearest NAB branch or ATM, and choose your preferred method of access, whether it's fingerprint or facial recognition, passcode, or password.

In addition to payment management, the app provides tools to help you track and manage your transactions. You can store digital smart receipts for tax or warranty purposes, make payments with Google Pay, receive notifications for card usage and incoming funds, scan and deposit cheques, and send international payments to over a hundred countries. The app also allows you to approve payments, giving you control over your financial transactions.

The Mobile Banking app also offers features to manage your cards effectively. If your card is lost, stolen, or damaged, you can temporarily block or unblock it, order a new card, or replace a damaged card instantly. You can also access detailed information about your repayment options, activate a new card, change your PIN, and control the usage of your Visa credit and debit cards, such as for online transactions or overseas use.

Furthermore, the app provides tools to assist you in your daily financial activities. You can create savings goals and track your progress, monitor your spending by category or merchant, and set up quick balance to view your account balances without logging in. The app allows you to download statements, create proof of balance or interest statements, manage home loan payments and offset accounts, rollover term deposits, open new accounts, and manage profiles for shared and business accounts. Additionally, you can access support, chat with a banker, or provide feedback through the app.

To ensure the security of your accounts and the proper functioning of the app, you will be asked to grant permissions for the app to access your device and app history. These permissions are necessary to protect your mobile device against banking cybercrime and ensure the app works as intended.