HYPE is an Italian Neo-Bank that was founded in 2013 by a group of technology and finance experts with the aim of creating a simplified alternative to traditional banking models. They offer different types of accounts to cater to different needs. The HYPE account is a zero-cost account that comes with a virtual Mastercard, free withdrawals up to €3000 per year, an annual top-up of €15,000, cashback on online purchases, and a savings box. The HYPE Next account, which costs €2.90 per month, offers all the benefits of the HYPE account, along with a debit Mastercard, commission-free withdrawals, unlimited top-ups, and up to 10 free instant transfers. The HYPE Premium account, priced at €9.90 per month, includes all the benefits of the HYPE Next account, as well as a travel, purchase, and ATM theft insurance package, access to over 1100 airport lounges worldwide with LoungeKey, zero fees on withdrawals and payments in any currency, and priority assistance. Additionally, HYPE offers an add-on called WOLF | Hungry for life, which provides access to unique offers on travel, entertainment, energy, and more, as well as money and finance-related content such as articles, videos, interviews, and talks curated by Starting Finance, Rolling Stone Italia, and Vanity Fair Italia. HYPE also offers a business account for individual companies and self-employed professionals with an active VAT number. The HYPE Business account, priced at €2.90 per month, includes a debit Mastercard, free simplified F24 payments, free ordinary and instant transfers, 7/7 assistance including WhatsApp support, and no activation costs.