GO2bank™ is a mobile banking app and debit card that offers a range of features to help users manage their money and build their credit. One of the main benefits of using GO2bank™ is that there are no monthly fees with eligible direct deposit, and users can also benefit from overdraft protection up to $200. Additionally, users can get paid up to 2 days early with direct deposit, and there is a free nationwide ATM network available. GO2bank™ also offers a competitive savings rate, which is well over the national average.

Another key feature of GO2bank™ is the ability to build or repair credit over time with the GO2bank Secured Visa® Credit Card. This card allows users to raise their credit scores instantly while getting their FICO® score for free. GO2bank™ is a member of the FDIC bank and a brand of Green Dot Corporation, which ensures that users' money is safe. To access all features, users need to complete online access, mobile number verification, and identity verification, including SSN.

GO2bank™ operates under various registered trade names, including Green Dot Bank, GoBank, and Bonneville Bank. All of these trade names refer to a single FDIC-insured bank, Green Dot Bank, and deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. GO2bank™ also offers early tax refund deposit, which applies to federal tax returns filed directly with the IRS and depends on IRS timing, payment instructions, and bank fraud prevention measures.

In summary, GO2bank™ is a mobile banking app and debit card that offers a range of features to help users manage their money and build their credit. With no monthly fees with eligible direct deposit, overdraft protection up to $200, and a free nationwide ATM network, GO2bank™ is a convenient and cost-effective way to manage your finances. Additionally, the GO2bank Secured Visa® Credit Card allows users to build or repair their credit over time, and GO2bank™ is a member of the FDIC bank and a brand of Green Dot Corporation, ensuring that users' money is safe.

Users can download the app to open an account or visit GO2bank.com to learn more. GO2bank™ also offers a simple fees chart, and users can see the Deposit Account Agreement at GO2bank.com/daa for fees, terms, and conditions.