MobilePay is a convenient alternative to cash for splitting bills at restaurants, requesting money from friends after paying for their coffee, or making purchases at flea markets. It is Finland's most popular mobile payment app, offering an easy and fast way to make payments in stores, online, and through apps without the need to dig out bank details or card numbers each time. Simply enter your information into MobilePay once and use your chosen PIN to log in.

With MobilePay, users can make payments in stores using a QR code, send money via mobile phone numbers, request funds from others, split bills with friends, track payments and requests, and adjust settings. When making online purchases, input your phone number as payment information to approve the transaction in MobilePay. The app is available for individuals over 15 years old, requiring a Finnish phone number, personal identification number, debit or credit card with online payment activation, bank account number, and online banking credentials for registration.

Transactions made through MobilePay are charged to the selected payment card or account, with received payments credited to your bank account. Funds are available immediately or typically by the next banking day. The use of MobilePay is free, but data usage for downloading and using the app may incur charges according to your operator's pricing.