The "Mein Auto" app by HUK-COBURG & HUK24 offers a way to drive safely and save money on your car insurance premiums. By enrolling in the Telematics tariff and registering in the app, users can receive a Telematics sensor to monitor their driving behavior. The sensor tracks acceleration, braking, steering, and speed, calculating an overall driving score. Safe and anticipatory driving leads to a higher score, translating into potential savings of up to 30% on car insurance premiums for the following year.

Within the "Mein Auto" app, users can access various features for managing their car insurance and driving habits. These include real-time feedback on driving performance, monitoring bonuses and driving scores, reporting accidents through the app, and accessing car service features like scheduling maintenance appointments. Additionally, the app promotes eco-friendly driving through the Eco Drive feature, allowing users to support charitable organizations through their environmentally conscious driving behavior.

Telematics Plus, the program associated with the app, is available to all drivers regardless of their vehicle or age. Upon signing up for the Telematics tariff, users automatically receive a 5% starting bonus, and their car insurance premiums will not increase as a result of participating in the program. However, it is important to note that the app requires Android version 8.0 and continuous location access for background driving data recording, which may impact battery life.