Plum offers a comprehensive suite of financial tools to help users manage their money effectively and reach their financial goals. By automating deposits, providing accessible investing options, and offering smart budgeting features, Plum aims to give your personal finances a boost. Users can link their bank accounts in one place, schedule deposits, and utilize smart rules like the Al algorithm, Round Ups, and challenges to stay in control of their money.
For those looking to grow their savings, Plum offers various options such as the Plum Cash ISA with a competitive interest rate, easy access, and FSCS protection. Users can also earn attractive rates with the classic easy-access Interest Pocket or a 95-day Notice Account provided by Investec Bank Plc. Additionally, Plum Interest allows users to earn returns based on the Bank of England base rate with low-risk MMF, offering easy access and flexibility in managing their funds.
Plum also provides opportunities for users to invest in stocks commission-free, diversify their investments with themed funds, and prepare for retirement by consolidating pensions into a Self Invested Personal Pension (SIPP). With a focus on security, Plum ensures data protection through biometric security measures and encryption. Customer support is available seven days a week, and Plum operates under the regulatory oversight of various financial authorities to provide a secure and reliable financial platform for users.