To log in to Halkbank Mobile for the first time, customers only need their Halkbank Digital password. If they do not have one, they can easily obtain it by providing their credit card or debit card information or their T.R. ID card. Before logging in, users can access various features such as withdrawing and depositing money from ATMs, performing QR code transactions, calculating loan and investment products, and locating the nearest branches and ATMs. Once logged in, customers can view a summary of their accounts, assets/debts, credit cards, loans, and investment portfolios through new user interfaces.

Within the Halkbank Mobile application, customers can plan and track their financial transactions using the calendar feature. They can also list other bank accounts for easy money transfers, apply for personal loans, check HGS balance, pay traffic fines, apply for an Overdraft Account, apply for insurance, view account activities, perform various transactions like EFT and money orders, pay bills and taxes, view credit card information, and conduct foreign exchange and investment transactions. Additionally, users can set notifications through SMS/Email orders in the notification settings menu.

For those who are not yet Halkbank customers, they can quickly become one by initiating a video call and obtaining their Halkbank Digital password. By downloading the Halkbank Mobile application, customers can start their transactions promptly. Feedback and suggestions can be shared through the "Contact Us" page on Halkbank's website or social media accounts. It is important to follow the activation directions after installing the application to easily carry out banking transactions on mobile phones.