NatWest's mobile banking app has gained popularity, with over 9 million customers using it daily. The app offers various features to make day-to-day banking easier, quicker, and more secure. Users can set up current, savings, and student accounts instantly, enable multi-factor authentication for better security, and send high-value payments within the app. Additionally, the app allows users to split bills, access emergency cash without a card, save spare change, and manage their monthly spending. It also provides additional services such as mortgages, insurance, and loans in one place. Users can apply for different types of accounts, including Premier and student accounts, each with its own benefits and rewards.

There are some important things to know about the app. For instance, there is a maximum limit of 5 payments totaling £1000 per day, and users must be at least 16 years old. The app also allows users to withdraw up to £130 every 24 hours from NatWest ATMs, provided they have at least £10 available in their account. Certain features like Touch ID and Face ID are only available on selected devices. The app also offers credit score information, budgeting tools, and the ability to freeze and unfreeze credit or debit cards. Some features, such as managing receipts, are available only to Business Banking and Premier customers. The app is available to customers aged 11 and above with compatible iOS devices and a UK or international mobile number.

To download the app, users should have an Android device with OS 7.0 and above. By downloading the app, users are accepting NatWest's Terms and Conditions, which can be viewed on their website. It is recommended to save or print a copy of the Terms and Conditions and Privacy Policy for reference. Additionally, the app contains images that may cause a reaction in photosensitive individuals, but this feature can be disabled in the device's settings menu.