PayRemit is a mobile e-commerce platform that allows migrant workers to shop for their families back home. The app offers a wide range of products and top brands, which can be purchased in easy installments. Migrant workers can apply for product loans directly on the app or seek assistance from PayRemit's Sales Agents in 22 countries. The loans have flexible repayment terms, ranging from 3 to 6 months, depending on the visa validity and item price. With PayRemit, online shopping becomes more affordable for migrant workers.

PayRemit ensures the privacy and security of its users' personal information. The app requires certain permissions, such as storage, location, and external data about other apps, to verify users' identities and assess their credit eligibility. However, PayRemit guarantees that personal information will never be shared without explicit permission. The app also provides contact information for users to reach out for feedback or concerns.

It is important to note that PayRemit does not offer personal or cash loans. Instead, it serves as a platform to extend installment plans specifically for appliances and gadgets. All loans and installments are extended by Advantage Lending Corp, a company duly approved and registered with the Philippines Securities and Exchanges Commission. Advantage Lending Corp operates in accordance with the Lending Company Regulation Act of 2007 and ensures compliance with relevant regulations.