Nationwide offers a SmartRide Mobile Program that rewards safe driving habits. The program is available in all states except AK, CA, HI, LA, NY, and PR. Customers who enroll in the program can download and register the SmartRide Mobile App to continue their participation. The app provides personalized feedback to help drivers make safer decisions on the road. The safer the driver, the higher the discount they could receive.

In addition to promoting safe driving habits, the SmartRide Mobile App also tracks phone distractions while the vehicle is in motion. Although phone distractions do not affect the discount, the app provides data to help drivers stay safe. The app features a driving trends summary, personalized feedback, and a map of trips taken. It also provides an estimated discount during participation and the final discount at the end of the program.

Overall, the SmartRide Mobile Program is a great way for Nationwide customers to save money while promoting safe driving habits. The app provides valuable feedback and data to help drivers make better decisions on the road. By tracking phone distractions, the app also helps drivers stay focused and avoid potential accidents.