SoFi is an all-in-one super app that offers stock trading, robo advisor, and social trading features. The app is designed to give everyone the power to make money by providing an easy and transparent investing platform. With over 4 million global members, SoFi offers a feature-packed trading platform that allows users to trade over 15,000 U.S. and Hong Kong stocks and ETFs with no commission fees or hidden fees. The app also supports multi-currency deposit and has an in-app FX conversion service.

One of the key features of SoFi is its robo advisor, which uses AI investment technology to automatically invest users' money into a diversified portfolio. Users can complete a simple risk profile questionnaire to tell the robo advisor their tolerance to risk level so it can customize an investment portfolio for them. The app also offers margin trading, allowing users to get a loan from SoFi to power up their trading. Additionally, users can follow their friends and other members in the SoFi community to learn from and be inspired by their trading behaviors.

SoFi also offers fractional shares, which allow users to buy a small portion of expensive stocks for as little as US$10. This feature enables users to be an owner of the companies they believe in for just a small amount. The app also has a loyalty program called SoFi Points, where users can earn points by completing tasks in the app and redeem them for great rewards such as free stocks. SoFi also offers eDDA instant deposit, which allows for speedy money transfers into users' SoFi account so they'll never miss a trade. Top up your balance in the SoFi app instantly without the hassle of uploading the transfer proof. Funds will be available for trading immediately.

In conclusion, SoFi is an easy-to-use and transparent investing app that offers a range of features to help users make money. With its robo advisor, margin trading, fractional shares, and social trading features, SoFi provides users with more control over their finances and makes investing hassle-free. The app is available for just HK$30 flat monthly fee, which is less than the cost of a bubble tea.