Credit Sesame is a free credit management app that provides a range of financial services. With a free account, users can access their TransUnion credit score and receive personalized actions to improve their credit history. The app analyzes the user's credit profile to find the best offers for credit cards and loans based on their chances of approval, projected credit score improvement, and potential savings. Whether users want to improve their credit score or make a major purchase, Credit Sesame aims to help them reach their financial goals faster.

The app offers various features to help users improve their credit and financial health. Users can check their credit score and see what factors are impacting it, with daily refreshes to keep them informed. They also receive credit alerts to stay updated on any changes to their credit file and protect their score. Credit Sesame provides personalized insights and actions to help users improve their credit score and secure the best rates. Additionally, the app offers recommendations for credit products with higher approval odds, allowing users to browse the best credit card offers based on their credit profile.

Credit Sesame also provides options for users to save on mortgages, auto loans, and more. Users can find better rates and refinancing options to potentially save money. The app also offers a Credit Builder account, which allows users to build credit quickly using a prepaid Sesame Cash debit card. By making everyday purchases, users can build payment history and establish a positive credit record. It's important to note that fees may apply for certain features and services.

Overall, Credit Sesame aims to empower users to take control of their credit and financial well-being. With its range of features and personalized recommendations, the app provides a comprehensive solution for managing and improving credit.