ANZ goMoney is a mobile banking application provided by ANZ Bank New Zealand Limited, designed to offer customers a comprehensive suite of tools for managing their finances on the go. The application allows users to perform a wide range of everyday banking tasks, providing convenience and accessibility to their accounts. One of the key features is the ability to view account balances using Quick Balance, which allows users to quickly check their financial status without needing to log in fully. This is particularly useful for those who need a fast overview of their accounts. Users can also move money between their accounts, including foreign currency accounts, facilitating easy transfers and currency management. The app simplifies the process of setting up and managing automatic payments, ensuring that bills and recurring expenses are paid on time. Additionally, users can set up deposit and balance push notifications, allowing them to stay informed about transactions and account activity in real-time. The application also streamlines the process of applying for additional everyday or savings accounts, enabling users to expand their banking services within minutes. ANZ goMoney also provides a convenient way to send money to anyone with a New Zealand bank account using just their mobile number, making peer-to-peer transfers quick and easy. For international transactions, the app supports sending money overseas, providing a seamless experience for managing international payments. Users can also view account statements and documents in PDF format, with access to up to seven years’ worth of historical records, simplifying record-keeping and financial analysis. The application also supports the management of ANZ Visa Debit, EFTPOS, and personal credit cards. Users can set or change their card PIN directly within the app, enhancing security and control over their cards. The ability to add or remove temporary blocks on cards provides an added layer of security, allowing users to quickly disable their cards if they suspect fraudulent activity or misplacement. Reporting a card as lost or stolen and ordering a replacement is also simplified through the app. Customers can apply for a new card directly through the application, streamlining the application process. The option to turn off paper credit card statements and register for email or text alerts helps reduce paper consumption and ensures that users receive timely notifications about their account activity. Decreasing the personal credit card limit can also be done within the app, providing users with control over their spending limits. Furthermore, eligible ANZ Visa Debit and personal credit cards can be set up for Google Pay, enabling contactless payments and adding convenience to everyday transactions. The app extends its functionality to managing home loans, allowing users to view their loan balance, repayment details, interest rate, and other relevant information. Customers can request a home loan top-up directly through the app, simplifying the process of accessing additional funds. Starting the application process for a new home loan is also made easier, providing a streamlined application experience. Additionally, the app offers the ability to view the estimated value of their property, helping homeowners stay informed about their asset's worth. For business customers, ANZ goMoney provides tools to manage both personal and business accounts in one consolidated list. Making payments to employees or the Inland Revenue Department (IRD) is streamlined through the app. The application also supports the creation and approval of transactions that require more than one authorizer, ensuring compliance and security for business transactions. KiwiSaver account management is also integrated into the app, allowing users to view their KiwiSaver account details, including their Prescribed Investor Rate (PIR), transaction history, and performance breakdown. Users can view their annual account statements and make contributions to their KiwiSaver account directly through the app, simplifying retirement savings management.

ANZ goMoney places a strong emphasis on security to protect users' money and personal details. The app utilizes high-grade encryption to safeguard data, ensuring that personal and banking details are not stored on the device. OnlineCode provides a second level of authentication for registration, adding a new device, or resetting the PIN, enhancing security measures. The app also includes security features such as locking out users after repeated incorrect PIN or fingerprint attempts and automatically timing out after prolonged inactivity. These measures are designed to prevent unauthorized access and protect user accounts from potential threats. To further enhance security, ANZ collects information about the user's device and how they interact with the app, such as swiping, scrolling, and typing patterns. This data helps detect potential security threats like remote access scams or unauthorized logins. The collection of this information is limited to when the user is logged in to ANZ goMoney, ensuring privacy is maintained at other times. The Privacy Statement, available on the ANZ website, provides detailed information about how ANZ collects and uses personal information within ANZ goMoney. The Electronic Banking Conditions of Use, also accessible on the ANZ website, provide further information about the permissions required for ANZ goMoney and how ANZ uses analytics on its digital platforms, including Adobe Analytics. Adobe Analytics is used to gather data and insights about user behavior, helping ANZ improve the app's functionality and user experience. More information about Adobe Analytics can be found on the Adobe website. ANZ goMoney is designed to provide a secure and convenient mobile banking experience, allowing users to manage their finances with confidence. The app's security features, combined with its comprehensive functionality, make it a valuable tool for ANZ customers. The regular updates and improvements ensure that the app remains secure and user-friendly, adapting to the evolving needs of its users. ANZ's commitment to protecting user data and privacy is evident in its transparent data collection practices and its comprehensive privacy statement. The app's design and functionality are focused on providing a seamless and secure banking experience, empowering users to manage their finances effectively. The integration of various banking services into a single app simplifies financial management, allowing users to access their accounts, make payments, and manage their cards with ease. The app's user-friendly interface and intuitive design make it accessible to users of all ages and technical abilities. ANZ goMoney is a testament to ANZ's commitment to innovation and customer service, providing a modern and convenient way for customers to manage their finances. The app's ongoing development and enhancements ensure that it remains a leading mobile banking solution in New Zealand. The focus on security, convenience, and comprehensive functionality makes ANZ goMoney a valuable asset for ANZ customers, empowering them to take control of their financial lives. The app's integration with other ANZ services and platforms further enhances its value, providing a seamless and integrated banking experience.

ANZ goMoney stands out due to its comprehensive suite of features designed to cater to a wide array of banking needs, all within a secure and user-friendly mobile environment. Its functionality extends beyond basic banking transactions, encompassing advanced tools for managing various financial products and services. The ability to view account balances instantly via the Quick Balance feature provides immediate access to financial information, streamlining the monitoring of funds. The seamless transfer of money between accounts, including foreign currency accounts, facilitates easy currency management and international transactions. Setting up and managing automatic payments ensures that bills and recurring expenses are handled efficiently, preventing missed payments. Real-time deposit and balance push notifications keep users informed about account activities, enhancing their ability to track transactions and prevent fraud. Applying for new accounts directly through the app simplifies the process of expanding banking relationships, offering convenience and speed. The option to send money to anyone with a New Zealand bank account using just their mobile number streamlines peer-to-peer transactions, making it quick and easy to transfer funds. Sending money overseas is also facilitated through the app, supporting international payments and transfers. Access to up to seven years' worth of account statements and documents in PDF format simplifies record-keeping and financial analysis, providing users with a comprehensive view of their financial history. Managing ANZ Visa Debit, EFTPOS, and personal credit cards is made easy through features such as setting or changing card PINs, adding or removing temporary blocks, and reporting lost or stolen cards. Applying for new cards directly through the app simplifies the application process, while turning off paper statements and registering for email or text alerts reduces paper consumption and ensures timely notifications. Decreasing personal credit card limits can also be done within the app, providing users with control over their spending. Setting up eligible cards for Google Pay enables contactless payments, adding convenience to everyday transactions. Home loan management features include viewing loan balances, repayment details, and interest rates, requesting home loan top-ups, and initiating new home loan applications. Viewing the estimated value of a property helps homeowners stay informed about their asset's worth. For business customers, the app provides tools to manage personal and business accounts in one list, make payments to employees or the IRD, and approve transactions that require multiple authorizers. KiwiSaver account management features include viewing account details, transaction history, and performance breakdowns, viewing annual account statements, and making contributions. Security is a paramount concern, with high-grade encryption protecting user data and OnlineCode providing a second level of authentication. The app locks out users after repeated incorrect attempts and times out after inactivity, preventing unauthorized access. Collecting information about device usage helps detect potential security threats, such as remote access scams. The Privacy Statement and Electronic Banking Conditions of Use provide transparency about data collection and usage practices. Adobe Analytics is used to gather insights and improve the app's functionality. ANZ goMoney provides a secure, convenient, and comprehensive mobile banking experience, empowering users to manage their finances effectively.